For our client’s who like to drive really nice cars, it should come as no surprise that we often recommend one of our elite carriers as the insurer of choice. Many policyholders assume all auto carriers are equal and as a result, they are unwilling to pay for a more expensive auto policy. While we respect that, we wanted to...

If you have teenagers in your home, you may view Halloween as a time of year to get through as opposed to a night to enjoy. Teens want to have fun with their friends and on Halloween especially, they can get into all sorts of mischief!  From acts of vandalism to distracted driving to fun that involves alcohol, the lists...

For some Halloween is a night for perfect for having fun with friends.  For others it is a fright filled night that opens up your family and your property to risks.  Insurance claims increase around this time of year so we thought we would cover some of the types of claims we often see and offer some tips to help...

  Each October the National Fire Protection Association sets aside the month to promote fire safety. This year’s theme once again focuses on Smoke Detectors. 40% of fire deaths occur in homes with no smoke detectors! That alarming statistic is a key reason that for the past 3 years the NFPA has focused their theme on Smoke Detectors.  This year’s...

By Roz Binday I’m not an alarmist and don’t buy into dooms day scenarios but I do believe in keeping my eyes open, being prepared and protecting the things I’ve worked hard to obtain.  So, when I saw an article in the Washington Post about rising sea levels, followed by a study from Zillow, I knew it was something I...

By Denise Koslowsky   Advocate Brokerage has been specializing in the needs of affluent individuals for as long as I can remember.  A preponderance of our clients live in beautiful homes and drive luxury cars.  To be clear, the staff at Advocate Brokerage is not snobbish, and our clients span the socio-economic spectrum from post graduates to senior citizens.  When it...

We’ve focused quite a bit in recent months talking about teen driving.  While young drivers provide quite a few talking points, with the end of summer and Labor Day celebrations around the corner we thought we would talk directly to our adult readers/drivers about driving under the influence of alcohol.   According to MADD: Every 53 minutes, a person is...

  Sadly, summer is over and it is time for Back to School & Back to Routine.  This means more cars and teens on the road each and every day.  Advocate loves teens and wants to do all we can to keep them safe, so we have put together some tips for teens while behind the wheel.   Advocate wants...

It’s summer! Peak vacation time is here and with the growing trend of homeowners renting out their homes, we thought we would add our thoughts on the subject (with a little help from our friends at Chubb). To rent out your vacation home or not to rent out your vacation home...  That is certainly the question. With the increasing popularity...

June 1st marks the official start of Hurricane Season and the predictions of what type of season lies ahead of us have recently been released.  The season, which runs through November 30th, can produce market fluctuations, put a damper on travel plans, and add worry to millions of homeowners up and down the east coast. Looks like we’ll have a...