Insure.com just released their list of the 2015 model cars that are the LEAST EXPENSIVE cars to insure, and the common thread?  They are family friendly.  There is one two-seater, but aside from that the list is made up of 5 SUVs (2 regular, 3 compact), 2 Mini-Vans and 1 Wagon. Why they are inexpensive to insure The article (which...

If you are a safe driver, you’ll save money. That is the message you hear when the major automobile insurance companies advertise their use of the Usage Based Insurance devices. If you install our telematic device and let us monitor your driving, you too can save money on your insurance. Today, over 2 million people are using a UBI device....

  When your teenager gets their driver’s license, they are EXCITED and you are ________________________________. Choose your answer from below: A.  Excited for them, now you won’t have to schlep them around everywhere. B. Proud, they are growing up so fast. C. Worried, you know they passed their test but sometimes you don’t feel comfortable about being their passenger. D....

Snow, we’ve definitely got snow and plenty of it.  With the record breaking temperatures we’ve been experiencing, the snow we have is sticking around.  It just hasn’t been warm enough for it to melt, which is both good and bad.  Un-melted snow brings with it two issues, aside from it being just plain unsightly: the stress it can bring to...

Saturday is Valentine’s Day and since approximately 17.3% of you will shop for jewelry, I thought I would share some of my thoughts on how to keep your sparkly gifts (and the rest of your jewelry collection) protected. The first question that usually comes to mind is do you need additional coverage?  Although there is no one size fits all...

First there was the storm that wasn’t, Juno.  Juno was followed closely by Linus, who blanketed our area with a few inches of snow. From the looks of early forecasting, we may get a few more inches headed our way next week. We decided it might be a good time to revisit some past blogs about Ice Dams. What they...

Homes remain unoccupied for a variety of different reasons, notes Trusted Choice, part of Independent Insurance Agents and Brokers of America, Inc. Some of the reasons homes sit unoccupied include: You own more than one residence and divide your time between houses. You are doing extensive renovations on your primary residence. You are traveling for an extended period of time....

You’ve planned. You’ve packed. Everything is paid for. The flight is confirmed. By morning you’ll have dropped the dog off at the kennel. By evening, your neighbor will pick up the mail and timers will turn on the lights in your home. You’re all set for the perfect vacation. There is nothing to worry about right? Well…. What happens if...

A fire at your home or business can be the most devastating event in your lifetime.  Aside from the emotional toll it can have, the cost to families, to companies as well as to the economy as a whole is up, according to the National Fire Protection Association. Cost of fires is up 34% since 1980 Across the US the...

There is an old saying that the bigger the boys, the bigger the toys, and for High-Net-Worth Individuals, those big toys can include: exotic cars personal aircraft yachts horses These toys are fun, exciting and beautiful.  With a big initial investment, plus additional costs to run, maintain and store these recreational resources, it makes no sense to skimp on an...