Rosalyn Binday, Founder Advocate Brokerage Corp. This is a question asked of us every time there is a major windstorm. It is also one of the most frequent questions the Insurance Information Institute (I.I.I.) receives from consumers each year. Consequently, we are attaching their generalized responses below in italics, as it is self-explanatory. “The answer is quite straightforward,” said Jeanne...

Rosalyn Binday, Founder Advocate Brokerage Corp. January 18, 2012 – With the extraordinary theft of millions of email addresses collected by some of the nation’s biggest companies, it’s time to think about the likely result — phishing attacks — and how to avoid becoming a victim. If you have accounts with Citigroup, Capital One, The College Board, Walgreen, HSN or...

Rosalyn Binday, Founder Advocate Brokerage Corp. This is a question we are asked often. Despite falling home prices, the cost to rebuild a home is not the same as the sales price, or market value. Market value is influenced by other factors such as location, quality of schools, the interest of other buyers…and of course, the fluctuation of the general...

Dear friends and future friends of Advocate Brokerage: Welcome to our new blog. We hope in the coming months and years you’ll visit frequently to catch up on some local news, learn things about your insurance coverage and policies, get some pointers on securing your home and family against disasters, and find help for your insurance needs. For more than...

FLOOD INSURANCE Rosalyn Binday, Founder Advocate Brokerage Corp. Water, Water Everywhere… It seems like “hundred year” storms are coming our way on a more regular basis. If you think flooding is only a coastal event, think again. Much of the northeast was inundated, including homes on high ground that are not in a flood zone and have never been flooded...

Dear friends and future friends of Advocate Brokerage: Welcome to our new blog. We hope in the coming months and years you’ll visit frequently to catch up on some local news, learn things about your insurance coverage and policies, get some pointers on securing your home and family against disasters, and find help for your insurance needs. For more than...