The statistics are staggering. According to distraction.gov, engaging in visual-manual subtasks (that is a fancy way of saying using a cell phone) increases the risk of getting into a crash by three times. Furthermore, in the US, at any given daylight moment, approximately 660,000 drivers are using cell phones. It is no wonder that the U.S. Department of Transportation and...

Does your insurance policies offer full coverage in the event of a mold related claim? The US Environmental Protection Agency named September: National Mold Awareness Month, so we thought it would be a good time to talk about how it can cause significant damage to your home, how mold relates to insurance and finally some simple preventative tips to keep...

#154967351 / gettyimages.com In business, as in life, reputation is everything. In this ever changing digital world we live in, your on-line reputation is fragile and can sustain damage from even a simple off-handed remark. What makes up your digital reputation? Your digital reputation is the image that you present online though all digital means, including platforms like Twitter, Facebook...

A Chubb Insurance video https://www.youtube.com/watch?v=8_7yyTHSZ6k&feature=youtu.be

Understanding the risks (and how to avoid them) of employing household staff. Being an Advocate for Every Insurance Need is something we take seriously around here! We are here to serve the needs of the upwardly mobile. To identify potential risks, provide education on how to avoid those risks and to match the best protection so they are covered when...

Homes remain unoccupied for a variety of different reasons, notes Trusted Choice, part of Independent Insurance Agents and Brokers of America, Inc. Some of the reasons homes sit unoccupied include: You own more than one residence and divide your time between houses. You are doing extensive renovations on your primary residence. You are traveling for an extended period of time....

By Ron Binday Devoting time and resources to charities has always been very important to me.  I have always thought that we should not just take care of the people that are a part of our day to day lives but that our responsibilities should extend beyond our inner circle. I’ve experienced success in my life and I feel very...

When it’s Hot Hot Hot Tips on how to keep your valuable art protected Summer is here and has brought the heat and humidity we've come to expect along for a ride. For collectors of fine art, summer time could mean trouble for your valuables.  “Paintings and other works of art on paper expand and contract in response to changes...

You’ve planned. You’ve packed. Everything is paid for. The flight is confirmed. By morning you’ll have dropped the dog off at the kennel. By evening, your neighbor will pick up the mail and timers will turn on the lights in your home. You’re all set for the perfect vacation. There is nothing to worry about right? Well…. What happens if...

Be sure Proof of Life does not become Real Life. A U.S. oil company engineer working in South America is kidnapped from his car by anti-government guerrillas, who demand a huge ransom for his return. His wife and company turn to an international operative who is experienced negotiating with terrorist kidnappers – and, if necessary, taking action to win a...