With graduations, birthdays, Father’s Day, reunions and proms fast approaching, some may want to make a statement by renting a luxury or exotic vehicle to impress others or just to enjoy the sights, sounds and excitement that comes with these types of cars. Services like Gotham Dream Cars and Hertz Dream Car Collection let anyone who is interested rent the...

By Rosalyn Binday Are you unfortunately familiar with the term “policy limits?” If you’ve ever had someone slip and fall on your front steps or been at-fault in an auto accident, you just might be. Policy limits are the maximum that your insurance will pay for a specific claim.  For example, if you buy only minimum auto coverage in New...

By Rosalyn Binday The thermometer soon – and it’s about time – will be moving well above freezing, so homeowners should be ready for possible flooding as the piles of snow throughout the tri-state area begin to melt. This brings the possibility of leaks in your roof and walls from gutters that are dammed up, as well as backed up...

By Rosalyn Binday  Did you have a loss last year due to weather, theft or an accident? Are you planning to deduct that loss when you file your Federal Income Tax return? Well, it might not be so easy.  In fact, the IRS sets a pretty high bar for a tax deduction due to a casualty loss.  It’s a good...

Glenn Binday, left, wearing his jacket from Scarsdale Volunteer Fire Co. No. 3, speaks to a young local resident at a recent even about the work of volunteer firefighters.    Glenn Binday, a volunteer firefighter since 2002, has been elected President of Scarsdale Volunteer Fire Co. No. 3. As President of Company No. 3, Binday, a native and resident of...

 By Ronald Binday We all seen those comical TV commercials about making a phone call to switch our auto insurance to some big, impersonal company that seems only to exist at the other end of an 800 number. But for residents of New York State, there’s a much better way that includes keeping your current insurance and the local customer...

Looking Up! The housing market continues to show improvement, with the outlook on residential construction improving for 2014. By last November, sales of new single family homes rose 16.6% compared to the same time the year before. By year end 2013, construction spending rose a solid 5.9%. Below are examples of inflation changes over the past year.

If you are one of the lucky few that are not experiencing any ice dams, know that you are few and far between. For the rest of you, we at Advocate Brokerage are ready to roll up our sleeves and help. Professional ice dam removal is the number one recommendation if you are currently experiencing this problem. A few important...

That expensive home generator you had installed a few years ago needs some attention from time to time. You should plan to fire it up once each season and give it a quick look-over for problems that might require a service visit. Power failures happen in spring-time wind storms and summer thunderstorms, as well as winter ice and autumn hurricanes....

Every company, large and small, has unique risks. Some have workers who operate heavy machinery or drive vehicles while on the job, while others serve food and alcohol or handle toxic substances. Doctors and hospital staff handle patients, body fluids, sharp needles and equipment. Some employees handle sensitive documents, data, or money, potentially opening the door to business fraud. For...