One in four people living in the US operate some type of home based business. Add in telecommuters and you have a large percentage of the population who may have gaps in their current insurance coverage! Today we would like to talk about home based businesses and how relying on your homeowner’s policy to provide for your business insurance needs...

If you are a safe driver, you’ll save money. That is the message you hear when the major automobile insurance companies advertise their use of the Usage Based Insurance devices. If you install our telematic device and let us monitor your driving, you too can save money on your insurance. Today, over 2 million people are using a UBI device....

  You hear a lot about flooding and flood insurance yet even with all the noise, it’s still easy to think, “I don’t live in a flood zone, it can’t happen to me.” But the truth is, it can.  Floods can happen anywhere. They are not planned. In fact there isn’t a state in the union that has NOT reported...

  When your teenager gets their driver’s license, they are EXCITED and you are ________________________________. Choose your answer from below: A.  Excited for them, now you won’t have to schlep them around everywhere. B. Proud, they are growing up so fast. C. Worried, you know they passed their test but sometimes you don’t feel comfortable about being their passenger. D....

  With visions of H&R Block commercials ringing in our ears, we thought we would share some ideas on smart ways to spend your tax refund dollars.  While there are certainly many things you can choose to do with your refund from taking a vacation to saving for a rainy day, we thought we would put the focus on things...

Snow, we’ve definitely got snow and plenty of it.  With the record breaking temperatures we’ve been experiencing, the snow we have is sticking around.  It just hasn’t been warm enough for it to melt, which is both good and bad.  Un-melted snow brings with it two issues, aside from it being just plain unsightly: the stress it can bring to...

Advocate Brokerage’s own Denise Koslowsky was invited to share her expertise and experience in small business with Jim Blasingame, one of the world’s foremost experts on small business and entrepreneurship. The Small Business Advocate® Show is the only weekday radio talk show dedicated to small business.  Denise was featured on Thursday’s episode.  Click below to listen to her segments. "A great American...

Saturday is Valentine’s Day and since approximately 17.3% of you will shop for jewelry, I thought I would share some of my thoughts on how to keep your sparkly gifts (and the rest of your jewelry collection) protected. The first question that usually comes to mind is do you need additional coverage?  Although there is no one size fits all...

Which is a bit silly considering yesterday’s snow storm, but I digress, it is UMBRELLA day so I thought it would be entertaining to tell you more about Umbrella Insurance and why we at Advocate Brokerage think it might be the most important part of your insurance portfolio.  I like to call it the “sleep at night, something has gone...

First there was the storm that wasn’t, Juno.  Juno was followed closely by Linus, who blanketed our area with a few inches of snow. From the looks of early forecasting, we may get a few more inches headed our way next week. We decided it might be a good time to revisit some past blogs about Ice Dams. What they...