The summer of 2018 is proving to be a very, wet summer. The national rainfall average is higher than normal and when adding in factors such as climate change and an increase in urban development, the risk for flooding increases. It also means that there are potentially millions of Americans who are at risk for flooding and currently have no...

This summer I have come across two stories that have broken my heart as a mother.  On June 10th 2018, both Morgan Miller & Nicole Hughes suffered an unimaginable loss.  The stories are very similar and unfortunately all too common. On that day both of their children drowned. Morgan Miller, the wife of Olympic Skier Bode Miller describes enjoying a...

A water leak in your home has the potential cause thousands of dollars of damage. Water flows where it wants to flow and causes damage to nearly everything in its path.  Our friends at Pure Insurance have shared with us that nearly 70% of their claims come from water damage. Drip pans can be your first line of defense Drip Pans should be installed...

It’s officially Hurricane Season and with 7 anticipated hurricanes and 3 of them predicted (by the Colorado State University) to reach Category 3 status, it may be a good idea to be prepared.  Last month we talked about options for keeping your home safe.  This month we’d like to talk to boaters. First and foremost, your personal safety and the safety of your passengers...

June marks the official start of Hurricane Season which runs through the end of November. Each year hurricane experts make predictions for what we can expect in the year ahead.  We are going to take a look at what’s ahead but first, let’s glance in the rearview mirror. A look back at last year In 2017, we named 17 storms. ...

Well the hard part is over. Your child (who is not so little anymore) is celebrating years of work in the classroom and on the athletic field.  They are celebrating friendships that have taken years to build and now they stand at the end of something big but at the beginning of something bigger. As a parent, you stand proud...

It’s summer, time for sun and fun and vacations!  With all the prepping and planning and packing it is easy to miss one very important thing…ensuring your home is protected from water damage. Water is high on our list of things that go bump in the night.  People underestimate the power water has to wreak havoc on your home. According...

Giving back to those in our communities who are less fortunate is a core belief for us here at Advocate Brokerage.  Our principals, managers and many of our staff devote time in service to local not-for-profit organizations. We serve because we want to help those who have not been given the same opportunities and to provide hope for those who...

Auto insurance is something that almost everyone needs which makes the insurance marketplace incredibly competitive. With an extensive list of insurance carriers looking to capture your attention, offering safe driving bonuses and savings of 15%, it is understandable that people shop for auto insurance by comparing price.  Understanding the many details within a policy then becomes a lower priority.  Consequently,...

Lessons I’ve Learned (am still learning) From Mom Denise Kosloswsky – Principal Personal Lines I’ve been watching and learning from my mom my entire life.  Not everyone gets training for their future career during their formative years but I’m lucky enough to have learned from the best.  I truly believe my mom is the world’s best saleswoman and the wisdom...