By now we’re pretty sure you’ve seen or heard the ads offering you a brand new car if yours is totaled in an accident.  Who doesn’t love the idea of getting behind the wheel of a new, better car after you’ve suffered the loss of your...

April is Distracted Driving Month and all of us here at Advocate Brokerage are fully on board with the National Safety Council’s JUST DRIVE campaign. Traffic accidents are quickly on the rise and distracted driving is a key reason.  According to the National Safety Council in 2017 alone over 40,000 people were killed last year from accidents and distracted driving was a...

  When a Tree Falls, am I covered? With each major storm, this question comes.  It is one of the most frequent questions we receive at Advocate Brokerage, so we thought we would take some time to share all the important information you need to know about fallen trees and how they affect your insurance. Am I Covered? Let’s start...

What if we asked you to open a blank word document and make a list of all the items in your home, along with their current value?  If the thought of such an undertaking makes you cringe, don’t worry, we have a better idea. We are going to help you create a home inventory but the tool you are going...

  In a recent article on Property Casualty 360 that we shared on our facebook page a study by the University of Bristol revealed that the risk for flooding is higher than the current FEMA modeling shows. The study estimates that 41 million Americans are at risk from flooding rivers. That is almost 3 times the current estimate and does...

  Do you obsess about creating the perfect vacation? We understand.  We obsess about perfecting your insurance coverage. So if you are busy putting finishing touches on spring break getaways or working on summer travel plans, we want to help by giving you extra peace of mind with travel insurance. With several different types of coverage available, choosing the one...

                          According to the National Highway Traffic Safety Administration each year there are an estimated 100,000 automobile crashes that are the result of a driver getting behind the wheel when they are feeling drowsy.  Out of those 100,000 crashes, approximately 1550 tragically people lost their lives. It only...

Last Valentine’s Day we spent roughly $4 Billion on gifts of jewelry.  Since sparkling gifts have become such a popular gift item at this time of year we thought we would do our best to review the ABCs of Insurance Coverage for jewelry. A is for Appraisals We cannot understate the importance of have regular appraisals for your precious pieces. ...

  Last week we posted a short blog about the increase in home fire fatalities this year. In case you missed it, the statistics showed that we’ve had a 60% increase in fatalities during the first 18 days of 2018 when compared to the first 18 days of 2017. We focused our attention on our recommendation to install a Central...